As healthcare costs escalate, employers increasingly find themselves in a position in which they cannot sustain their current programs without drastic healthcare budget expansions. The solution in these cases is often raising deductibles, co-insurance, co-payments or employee contributions. In any case, the result is that additional costs are passed on to the employees. Many employers looking to ease the increase in their employees’ out-of-pocket costs offer a Voluntary Benefits program alongside a lower-priced High Deductible [...] Read more »