Extreme Healthcare Chaos

Stethoscope with American Flag Reflection on Wooden Table.

Turmoil by executive order again… On Thursday, President Trump threw two more giant logs on the raging healthcare marketplace fire by ordering the discontinuance of federal funding for cost-sharing subsides for low income Americans and by directing the Secretary of Labor to provide guidance on liberalizing association healthcare plan rules. Cost-sharing subsidies made healthcare affordable… [Read More]

A Look Back at Private Exchanges

A Look Back at Private Exchanges

It’s been about 5 years since we posted our thoughts about the likely adoption of private exchanges. At the time, consultants and Wall Street analysts were touting these exchanges as the greatest innovation in employer benefits since 401(k)s. Many suggested that by 2018 more than 20%, and perhaps as many as 50%, of employers would… [Read More]

Wikileaks Gives an Inside View of Clinton’s Healthcare Thinking

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Wikileaks recently exposed a Clinton campaign memorandum on the shortcomings in the Affordable Care Act. Well at least they understand that there are shortcomings. These include: Penalties that are insufficient to draw in young, healthy Americans Disappointing enrollment at less than half of the Obama administration’s projections primarily due to the lack of affordability for people earning… [Read More]

Private Exchanges: Despite the Hoopla, They’re Not for Everyone

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There’s a buzz about the advent of private exchanges: An employer provides employees a fixed dollar amount with which they can purchase a variety of medical and ancillary insurance products. Employees buy as much or as little coverage as their needs and risk appetites determine, and the employer’s cost is fixed. The intent is to… [Read More]