ACA Penalties for Failure to Provide or Have Coverage Are Still Around

finance business calculation with calculator and pen on chart

There is a lot of confusion out there concerning ACA penalties. The 2018 tax act did not eliminate any employer penalties for not offering health insurance coverage. The only change was reducing the individual coverage penalty to zero – however, this change does not go into effect until 1/1/2019. Applicable large employers (ALEs) with more… [Read More]

ACA Penalties Are About to Hit Employers

ACA Penalties Are About to Hit Employers

Reach way back into your memory bank to the time when your broker presented you with a “pay or play” analysis to determine whether you comply with the employer mandate under the Affordable Care Act. There was the $2,000 penalty which applies to every full-time employee in the event there was no valid offer of… [Read More]

Counting Employees Isn’t Easy Under ACA


It shouldn’t take a CPA or an actuary to count your employees. The following is a discussion of the counting rules for various healthcare compliance tasks. 1. Are you an “Applicable Large Employer” under ACA? The rules are spelled out in great detail in the ACA regulations: an employer needs to calculate full-time equivalent employees… [Read More]