Get on Top of Nondiscrimination Testing

Woman hiding behind an object just showing eyes and hands

It’s that time of year… No, not Halloween, but even scarier – nondiscrimination testing time! While there are different schools of thought on when to test your cafeteria plans, the bottom line is the IRS requires that your plans have passed all testing by the last day of the plan year. Many employers wait until final… [Read More]

The Silver Bullet Fallacy


Employers have always pined for a single perfect solution to stem significant increases in healthcare costs. In the 1980s Cafeteria Plans were viewed as the panacea. The ‘90s brought the advent of Managed Care, hailed as an even better solution. Then came the new millennium, and the number of “new” solutions kept increasing. Pundits touted… [Read More]