Can You Believe What Happened to Me at the Pharmacy?

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This is going to be a rant blog. I happen to know that a lot of people from Aetna (which is my insurer) read this. But, it really doesn’t matter whether it’s Aetna or another medical insurer – they all have the same issues. Thankfully I am reasonably healthy. As with most people, my most frequent encounter with the… [Read More]

Putting Consumer-Driven Health Plan Adoption on the Fast Track

Putting Consumer-Driven Health Plan Adoption on the Fast Track

With rising costs in the group-based market, trends in health plan design stay pointed at plans with member responsibility. So now, more than ever, employers should be concerned over the effectiveness of their employee benefit communications. Think your company is doing a great job? The 2017 Alegeus Broker and Employer Research Report finds employers are… [Read More]

Millennial Shopping: Browsing > Splurging

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I’m a millennial, and my generation currently comprises over a third of the U.S. workforce. At 53 million, we’re a population that deserves some degree of attention because both our numbers and spheres of influence are growing, and quickly, might I add. My peers and I are often found tethered to our smartphones. We do… [Read More]

Your Employees are Enrolled in a CDHP…Now What?

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Congratulations on a successful annual enrollment, especially if you introduced a high deductible health plan with a Health Savings Account (HSA) or moved more of your employees to a Consumer-Directed Health Plan (CDHP). That’s a big accomplishment, but your communication job is really just beginning. Here are five great ways to support your employees and help… [Read More]

Education is Critical in High Deductible Plan Management

Education is Critical in High Deductible Plan Management

A recent study by Truven Health Analytics confirms that there are savings in consumer-directed health plans (CDHPs). In a three year study of 183,000 continuously enrolled CDHP members, an annual savings of $457 to $532 per member per year, or almost 10%, was demonstrated. This, while the number of employers offering CDHPs increased to 64%… [Read More]

Private Exchanges: Unleashing the Power of the Consumer

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October 1st will now be a “soft launch” of the State Exchanges. With the individual mandate taking effect January 1, it will be time for individuals and small businesses to make their choice: Will it be the low-cost Bronze or the pricey Platinum benefit plan? If experience with the few existing private exchanges is any… [Read More]

Bertolini: Major Change Is Inevitable

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I always enjoy listening to Mark Bertolini, the CEO of Aetna, speak. He has thought-provoking ideas, great insight and the organizational clout to impact our economy. Here’s why Mark thinks things have to change. Costs are escalating rapidly. It is clear that the shift to high-deductible plans will be swift—but even this shift won’t be… [Read More]

Could Losing Cash and Face Spur Wellness Participants?

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Having trouble accomplishing a goal? Can’t quite stick to your workout regimen? Well, there’s something relatively new on the scene that may help you activate yourself. You may have already heard about it: It’s called an online commitment contract and you can draw one up on a website aptly called StickK. It’s basically free to… [Read More]

Employers Find Solutions to Rx Gamesmanship That Increases Their Costs

Facing the erosion of profits due to high-cost brand name drugs coming off patent, the pharmaceutical industry has found a way to keep the profits rolling in. Pharma would like members who face higher copays and costs for name-brand medications with generic alternatives to stay on the branded drugs. To do so, they spend $3-$6… [Read More]

We Have Met the Enemy: We’re All Responsible for Our Healthcare Crisis

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As I’ve blogged before, sound bites are the reason the average American knows so little about the issues surrounding healthcare; we’re bombarded with bits of information dished out by biased pundits. Steven Brill’s captivating “Bitter Pill: Why Medical Bills Are Killing Us” (TIME magazine, 2/20/2013) once again simply steers readers in the wrong direction. According… [Read More]