Can the American Retirement System Be Saved?

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We all know the problem: most Americans are not saving enough for retirement. Gone are the days when a person worked for a company and retired with a generous pension. Also gone are the days when you could confidently rely on Social Security for a portion of your retirement income. Now it is up to each… [Read More]

Soak the Rich, But How?

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There have been a number of trends that have accelerated in recent years in response to unmanageable cost increases and due to regulatory influence. One of the more prominent concepts—historically adopted only by the legal and financial services industries, but increasingly making its way into every board room conversation—is salary banding employee contributions. The idea… [Read More]