Look to Automobile Insurance for Healthcare Answers

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We take care of our car. The oil, lights, brakes and steering are checked and in good shape, so we don’t expect anything mechanical to go wrong. Routine care costs are cheap and easy – besides, if the car is in bad shape the insurance company won’t cover it and it needs to pass a mechanical inspection… [Read More]

Out-of-Pocket Maximums Steal the Show

healthcare cost

The out-of-pocket maximum isn’t usually the most important feature of a medical plan, but that could change during this fall’s annual enrollment. Just when employees have finally gotten comfortable with the collective deductibles and out-of-pocket maximums required for high deductible health plans with HSAs, the government has changed the rules. Beginning in 2016, no individual… [Read More]

NYS Assembly Passes Universal Healthcare Bill

new york state, universal healthcare

The New York Health Act was approved this week by the NYS Assembly. Under the law, New York Health would provide universal, single-payer healthcare to all New Yorkers without premiums, copays, and deductibles, and with unlimited provider networks. Sounds great – but hopefully the lights go on before this fairy tale becomes a nightmare. Consider… [Read More]