UnitedHealthcare on the Forefront of Changing the Paradigm

Change concepts with yellow paper airplane

“Do you have the guts to break through where others don’t or won’t?” These are the words of UnitedHealthcare’s CEO on their mission to improve healthcare delivery in the United States. As this blog continuously chronicles, the system is fraught with deficiencies and opportunities for substantive improvement. Medical care has become too expensive. Delivery is… [Read More]

Bridging the Wellness Generation Gap

Big multi generational group of people stitting outdoors, smiling and looking at the camera.

I remember when we held our first “employee engagement” meeting here at Frenkel. I was pleasantly surprised by the turnout, differing in age and professional level in the company. Once we opened the floor to ideas about desired wellness offerings, the generational gaps in interests revealed themselves. Younger employees requested things like company-sponsored happy hours,… [Read More]

Participation: Is It a Good Thing or a Bad Thing?

prepare filling item form, business background

One of the central tenets of underwriting medical plans is to avoid adverse selection at all cost. Adverse selection results when a plan is designed or priced in such a way that it only adequately incentivizes sicker employees to enroll; failing to attract good risk to offset the bad. For this reason, most insurers historically… [Read More]