Fiduciary Rule Change Delay Results in No Changes

Fiduciary Rule Change Delay Results in No Changes

Well, the 60-day delay in implementing the Department of Labor’s new Fiduciary Rule came to an end with a big fat goose egg in the results column. This new rule – which requires all financial advisors providing services to retirement plans to put their clients’ interests of ahead of their own – has been a… [Read More]

What the Delay in the DOL Fiduciary Rule Means for You

What the Delay in the DOL Fiduciary Rule Means for You

On April 4, the Department of Labor delayed the start of the new Fiduciary Rule by 60 days. Put simply, the rule requires financial advisors to put the interests of their clients ahead of their own. Originally due to become applicable on April 10, the date has been pushed back to June 9. While there have… [Read More]

Retirement Plan Fee Transparency Here At Last — Are You Ready?

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Under new Department of Labor rules which are finally, after several delays, about to be implemented, every employee participating in their employers’ 401(k) and 403(b) plans is about to get some shocking news. Because of an extension in applying these new rules, they will receive a disclosure statement beginning in August that will detail the fees… [Read More]

Using Captive Insurance Companies to Fund Employee Benefits

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Most mid-sized and large employers have taken the step to self-insure their medical insurance plans, which removes margin and profits on these programs. But about two dozen companies in the United States have taken this to the next level by self-funding employee benefit plans through single company captive insurance companies. A captive insurance company is… [Read More]