Get on Top of Nondiscrimination Testing

Woman hiding behind an object just showing eyes and hands

It’s that time of year… No, not Halloween, but even scarier – nondiscrimination testing time! While there are different schools of thought on when to test your cafeteria plans, the bottom line is the IRS requires that your plans have passed all testing by the last day of the plan year. Many employers wait until final… [Read More]

21st Century Cures Act: Welcome Versatility in the Small Group Market

Time for Change

Reversing prior IRS and DOL guidance, the newly-signed 21st Century Cures Act allows small employers to use a new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) to give employees money that will pay for an individual health insurance policy. Under the law, employers can provide up to $4,950 for single employees and $10,000 for family… [Read More]