A Few Suggestions to Simplify Healthcare

Path or way from A to B - solution strategy concept

I keep waiting for Bezos-Buffet-Dimon to call me (I know they will one day) but in the meantime, cyberspace is a good place to share my thoughts on healthcare redesign. The front door to healthcare delivery should be an easy-to-use smartphone application which is pre-populated with a healthcare calendar, set up with you and your doctor, to remind you… [Read More]

Can You Believe What Happened to Me at the Pharmacy?

pharmacy counter with blur shelves of drug in the pharmacy drugstore background

This is going to be a rant blog. I happen to know that a lot of people from Aetna (which is my insurer) read this. But, it really doesn’t matter whether it’s Aetna or another medical insurer – they all have the same issues. Thankfully I am reasonably healthy. As with most people, my most frequent encounter with the… [Read More]

2017 Kaiser Family Foundation Survey Results

medical cost, stethoscope on dollar banknote money. concept of health care costs, finance, health insurance fund.

Kaiser has just published its 2017 annual benefits survey and I think the folks in Washington, D.C. all need a copy. Approximately half of the United States’ non-elderly population gets healthcare coverage through their employer, so this survey reveals what many Americans are experiencing. While employer coverage is far better, in many respects, than the coverage… [Read More]

Interesting Facts You Probably Didn’t Know About HSAs

Healthcare Cost  Medical  Health Coverage

With each passing year, more employers are moving to high deductible health plans as the model of choice in managing healthcare spend. Not only are one third of large employers already offering them as the only option, even a major law firm client recently adopted the model in an effort to strategically combat healthcare inflation…. [Read More]

Recent Studies Challenge Conventional Wisdom

13+ Month Renewals With Eyes on the New Small Group Market

There have been a couple of research publications over the last few weeks that have challenged some long held beliefs in plan design construction. Employers should take note before embarking on their next major program initiatives. The first was a study by Physicians for a National Health Program that reviewed the purchasing patterns of 150,000… [Read More]

Education is Critical in High Deductible Plan Management

Education is Critical in High Deductible Plan Management

A recent study by Truven Health Analytics confirms that there are savings in consumer-directed health plans (CDHPs). In a three year study of 183,000 continuously enrolled CDHP members, an annual savings of $457 to $532 per member per year, or almost 10%, was demonstrated. This, while the number of employers offering CDHPs increased to 64%… [Read More]