Back to the Future of Healthcare

Wormhole right in time and space, clouds and millions of stars. Acceleration directly through this scientific wormhole with the space. 3d illustration

Today I listened to Cigna leadership discuss how they are responding to marketplace dynamics and I realized that this change is as cataclysmic as the HMO revolution was in the late 1980s. During that era, the number of insurance companies dwindled down to just a handful and the indemnity market went into a tailspin. Flash… [Read More]

Healthcare for Retirees

retiree healthcare coverage

Retiree healthcare costs have taken a back seat to the escalation of costs for active employees. And though a 2015 report from the Kaiser Family Foundation shows 23% of employers with at least 200 employees offered retiree healthcare coverage (down from 32% in 2005 and 66% in 1988), my sense is that these costs have… [Read More]