Get on Top of Nondiscrimination Testing

Woman hiding behind an object just showing eyes and hands

It’s that time of year… No, not Halloween, but even scarier – nondiscrimination testing time! While there are different schools of thought on when to test your cafeteria plans, the bottom line is the IRS requires that your plans have passed all testing by the last day of the plan year. Many employers wait until final… [Read More]

Putting Consumer-Driven Health Plan Adoption on the Fast Track

Putting Consumer-Driven Health Plan Adoption on the Fast Track

With rising costs in the group-based market, trends in health plan design stay pointed at plans with member responsibility. So now, more than ever, employers should be concerned over the effectiveness of their employee benefit communications. Think your company is doing a great job? The 2017 Alegeus Broker and Employer Research Report finds employers are… [Read More]

The Scoop on Wellness Regulations: Vendor Edition

wellness-regulation-compliance-vendor-vs-employer

As if HR didn’t have enough to keep track of already, in walked the EEOC (U.S. Equal Employment Opportunity Commission) with more important regulations to take into account. Recently, the EEOC provided additional guidance on ADA (Americans with Disabilities Act) and GINA (Genetic Information Nondiscrimination Act) as they relate to wellness programs, as we covered… [Read More]

21st Century Cures Act: Welcome Versatility in the Small Group Market

Time for Change

Reversing prior IRS and DOL guidance, the newly-signed 21st Century Cures Act allows small employers to use a new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) to give employees money that will pay for an individual health insurance policy. Under the law, employers can provide up to $4,950 for single employees and $10,000 for family… [Read More]

Can We Stop the Obamacare Meltdown?

can-we-stop-obamacare-meltdown

Desperation seems to be setting in as President Obama’s signature legislation crashes and burns. I watched a CBS News feature on Tuesday morning highlighting a 56% increase in the Tennessee market as Blue Cross Blue Shield’s market exit leaves only one insurer in that market. The same is true in Arizona with increases over 100%…. [Read More]

The Scoop on Wellness Regulations

Corporate Wellness

More and more employers are incorporating wellness programs into their plans each year. With the growing popularity of workplace wellness, comes the inevitable (you guessed it) government regulations. Are your wellness programs compliant with the ADA, the EEOC, ACA, and HIPAA? And who is this GINA? As planning for 2017 ramps up, now is a good… [Read More]

Interesting Facts You Probably Didn’t Know About HSAs

Healthcare Cost  Medical  Health Coverage

With each passing year, more employers are moving to high deductible health plans as the model of choice in managing healthcare spend. Not only are one third of large employers already offering them as the only option, even a major law firm client recently adopted the model in an effort to strategically combat healthcare inflation…. [Read More]

Frenkel Employees Act to Bring Their Ages Down!

logo-sq-no-border

Frenkel recently kicked off our 2012 Smarter Choices Wellness Program with two successful health and wellness fairs that launched our new health risk assessment (HRA) tool, AgeGage. AgeGage includes virtual coaches, educational videos, and health calculators but goes beyond the usual. In addition, it takes the HRA results that discuss risk and puts a tangible number to them. If I’m 40, rarely… [Read More]