Don’t Close the Book on Open Enrollment Yet


As open enrollment comes to a close, it’s tempting to want to put it behind us as quickly as possible. After all, who doesn’t have other projects to move on to. But while enrollment is still fresh in your mind, take a few minutes to evaluate how it went, in these specific areas: Communication –… [Read More]

Open Enrollment Riddles: Decoding the Process for Employees


The Frenkel Help Desk is bracing for the annual flood of calls which comes along each open enrollment season. Healthcare is confusing for many employees, and we expect similar questions each year. Questions are inevitable – and that’s what we’re here for. But it’s up to employers to arm employees up front with clear communications…. [Read More]

OE Checklist: Last Chance to Catch Items You May Have Missed This Busy OE Season

OE Check List

What a busy time of year for most of us in the benefits arena. ‘Tis the season. In the midst of open enrollment chaos, employers are inundated with the frenzy of work and planning to ensure that employees are set for their new year. But what I’m always concerned about is what employers may be… [Read More]

Health Republic’s Buyer Beware Warning for OE Season


Sunday marked the beginning of the annual open enrollment (OE) period for anyone seeking coverage under an individual health insurance policy. We’re now on year three of the ACA’s insurance marketplace open enrollment which means we’ve had some time to see how things have played out. Well – buyer beware. What more than 200,000 individuals… [Read More]

As Expected, Another Co-op Collapse – What Health Republic’s Fate Says about Government Involvement in Healthcare


Another health co-op has failed. Health Republic of New York becomes the fourth nonprofit startup created under the ACA to meet the unsurprising fate of a forced shutdown following massive losses. I previously wrote about the shaky outlook that co-ops were facing when CoOportunity Health collapsed in Iowa and Nebraska earlier this year. While the… [Read More]

Out-of-Pocket Maximums Steal the Show

healthcare cost

The out-of-pocket maximum isn’t usually the most important feature of a medical plan, but that could change during this fall’s annual enrollment. Just when employees have finally gotten comfortable with the collective deductibles and out-of-pocket maximums required for high deductible health plans with HSAs, the government has changed the rules. Beginning in 2016, no individual… [Read More]

SCOTUS Rules on Same-Sex Marriage


On June 26, the U.S. Supreme Court ruled that all couples have a fundamental right to marriage, regardless of their gender. Marriage between two adults is the law of the land, and same-sex spouses are entitled to the same legal obligations, responsibilities, protections and benefits provided under state laws to other spouses. Employers who offer… [Read More]