Small Group Savior? Another Look at QSEHRAs

Magnifying glass looking at health care newspaper headline, on cash

Small employers are often looking for ways to break out of the community rated market and lower their health insurance costs, as I’ve witnessed firsthand and written about over the years. In more recent posts we’ve discussed reference-based pricing, PEOs and self-funding as methods small employers can use to potentially gain access to more favorable plan designs and rates. There’s… [Read More]

A Look at 2018 Healthcare Issues

Illustration of 2018 greeting for new year celebration with heartbeat design

Price Waterhouse’s Health Research Institute released their 2018 Top Health Industry Issues report. 2017 was quite a year for healthcare as the industry tried to address controlling healthcare costs in light of the failure of legislative reform along with natural disasters, opioid abuse and cyber security – and all of those issues continue. With the inability… [Read More]

Reference-Based Pricing – Not Just for Large Groups Anymore

Reference-Based Pricing – Not Just for Large Groups Anymore

“It’s not health insurance that’s expensive; it’s the cost of healthcare,” a keen observation from a recent blog post by Frenkel Benefits’ president, Craig Hasday. It’s safe to reason that anything which lowers the cost of healthcare should lower premium rates – but is it that easy to get done? Employers try to mitigate healthcare costs in… [Read More]

Reference-Based Pricing: A New Arrow in the Quiver

healthcare cost 3

In an effort to combat rising healthcare costs, self-insured employers have turned a new page. Under reference-based pricing models, the plan will reimburse costs up to a pre-set limit. Reference-based pricing works. A recent Reuters Health study shows that average costs for diagnostic testing were reduced by a third, as compared to more traditional reimbursement protocols. In this… [Read More]