Don’t Whack the Tobacco Differential Messenger!

Boss and Business game

It’s open enrollment season at Frenkel Benefits and, like clockwork, at least one of our client account managers calls me in to work closely with their client on implementing or updating a tobacco differential in their medical plan. It’s a somewhat tricky thing to do, so I’m happy to help. However, inevitably – when we… [Read More]

Breathe Easier: ACA Gives Employers Flexibility in Smoking Cessation Programs


The Affordable Care Act has ushered in better definition of wellness programs and incentive amounts including Tobacco Differential programs. Whether you have a tobacco differential in place or are looking to implement one, you’d better take a look at the new wellness regulations. If you’re like most employers, you’re probably hoping to motivate your employees… [Read More]