Introduce Voluntary Benefits Outside of Open Enrollment

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Here we are again… Open enrollment madness for core benefit programs is in the rearview mirror and human resources teams can focus on planning for next year. It pleases me to see voluntary benefits gaining more traction with employers of all sizes, but I’ve noticed that most employers’ initial thought is to introduce new voluntary offerings… [Read More]

Boosting Voluntary Benefits Enrollment Is a Win-Win

Boosting Voluntary Benefits Enrollment Is a Win-Win-514276062

I know we’ve all been doing a bit of nail biting since the administration change over the uncertainty that lies ahead. And although we don’t have any control over the outcome of healthcare reform, there are ways to support and empower your employees during this new era. Educating employees about their total benefits package is… [Read More]

Filling the High Deductible Gap with Critical Illness

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Many employers are adopting or considering High Deductible Health Plans (HDHPs) to help control skyrocketing healthcare costs. The biggest concern of employers with these plans is that they leave their employees exposed to higher financial risk. If a major health issue strikes, many households have insufficient savings available to pay for the higher out-of-pocket expenses…. [Read More]

Voluntary Benefits – Rethinking The Solution to Rising Out-of-Pocket Costs?

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As healthcare costs escalate, employers increasingly find themselves in a position in which they cannot sustain their current programs without drastic healthcare budget expansions. The solution in these cases is often raising deductibles, co-insurance, co-payments or employee contributions. In any case, the result is that additional costs are passed on to the employees. Many employers… [Read More]