Is Your Annual Employee Survey Enough for Engagement?

Imagine someone professing their passion for mediocre food, or their dedication to a so-so friendship – it’s just not going to happen. The same goes for disengaged employees who are feeling “meh” about their job (and I’m betting most of us have seen it happen or experienced it ourselves). This is why soliciting employee feedback… [Read More]

Telemedicine – Is It Up to the Hype?

When telemedicine hit the benefit scene my first thought was, “this will be a homerun.” For years, nurse lines were the go-to for late night medical advice – but the superficial decision matrix resulted in extraordinarily limited use, and at $1 per employee per month (PEPM) left many employers questioning the value. Along comes the… [Read More]

Beware of the Short Stop Loss Year

One of my self-funded clients recently looked to convert from a fiscal plan year to a calendar year. In order to bridge the two years, we needed to either purchase a 16-month paid stop loss contract that would run through the stub year and the following calendar year, or a 4-month contract that would then… [Read More]

Talking Wellness with Your CFO (Minus the ROI Goggles)

Take a minute and think about it – Human Resources (HR) has been rebranded. I’ve seen job titles that run the gamut from “Chief Happiness Officer” and “Engagement Director” to “Vibe Manager” (sign me up for that one!). Those of you in HR know the role has evolved into so much more than just payroll… [Read More]

Association Health Plans – Will They Help?

Association Health Plans – Will They Help?

The Trump Administration has released its final rule on Association Health Plans (AHPs). This has been a long-debated topic. Advocates feel that groups in the same trade, industry, line of business or profession – or those that exist within the boundaries of the same state or metropolitan region – should be able to band together to have… [Read More]

Rebate Game on Overdrive

Every time I turn around there is another shell to watch in the game of rebate pricing. And just when you thought the pharmacy benefit manager (PBM) pricing structure couldn’t get more convoluted, it is… Most employers are already aware that PBMs provide significant rebates every time brand drugs are dispensed. As the cost of… [Read More]

Retiree Healthcare Back in Focus

With the upturn in the economy, employers are again starting to look at improvements to benefit programs, especially for their key employees. Retiree healthcare is a topic where I am surprised that discussions have changed from “how do I eliminate this obligation” to “tell me what other employers are doing for their key staff for post-employment… [Read More]

Compliance Is Not Just Acronym Soup

ACA, ADA, GINA, HIPAA, EEOC, AARP, GDPR – the acronyms abound and these are just a few you need to be familiar with if you’re the wellness compliance guru at your company. I’ll limit today’s discussion to two of the more recent updates you should be aware of. General Data Protection Regulation (GDPR)­ Basically, the… [Read More]

HSAs and Medicare – Like Oil and Water

I see more and more employers offering high deductible health plans (HDHPs) every year. This type of plan can be tricky, but it’s increasingly popular in the quest to keep premium spend down as healthcare costs rise. We come across our fair share of questions and issues with HDHPs and health savings accounts (HSAs) at… [Read More]

Why HR Should Care About User Experience

You know that feeling – when you’re pulling your hair out over what should be a simple task on your computer or mobile device? It’s rare to go through the day without some kind of technological interaction, and when the tech doesn’t work or it’s not easy to navigate, we eventually wash our hands of… [Read More]