UnitedHealthcare on the Forefront of Changing the Paradigm

“Do you have the guts to break through where others don’t or won’t?” These are the words of UnitedHealthcare’s CEO on their mission to improve healthcare delivery in the United States. As this blog continuously chronicles, the system is fraught with deficiencies and opportunities for substantive improvement. Medical care has become too expensive. Delivery is… [Read More]

Walmart-Humana and the Future of Healthcare

Change and consolidation continue to sweep the insurance industry. Healthcare represents almost 20% of the U.S. economy. Costs are increasing and almost no one is happy. These are ingredients for change. The retail sales portion of the economy is also under extreme pressure – with thousands of stores closing and wildly-moving stock prices, this market is as ready for drastic… [Read More]

Moving Forward Amidst Continuous Change and Consolidation


The most recent news in healthcare consolidation is certainly the insurer mergers: Anthem’s purchase of Cigna and Aetna’s of Humana. Consolidation has ramped into high gear throughout the healthcare industry – and it means we are in store for continuous change. Since I started in this business, I have watched the market shrink from in… [Read More]

The Times They Are A-Changin’ in Group Insurance


I had an enlightening breakfast meeting today and the topic, of all things, was the small group insurance marketplace. This is a market facing an enormous amount of change. Central to the change is the advent of the exchanges; the lack of employer mandate for groups under 50 employees and the most important change: issuance… [Read More]

A Talk with Dave Cordani of Cigna


On Wednesday I attended a meeting with Dave Cordani, the CEO of Cigna. He is considered one of the big thinkers in healthcare and I am happy to say that his talk was very much in line with the blogs I have been publishing. Healthcare is changing. Our country is moving from pay-for-volume to pay-for-value…. [Read More]