The Softening and Widening Stop Loss Market

Vintage processing of an open for business sign in small town America.

For the last several years, we’ve highlighted the dramatic market trend of employers adopting self-funding and the rationale supporting the move. As premium dollars have left the insured medical market, lots of those dollars have moved to the reinsurance markets with employers offloading the tail risk associated with their self-funded arrangements. Meeting the demand have… [Read More]

An Update in Healthcare and Politics

Healthcare and Politics #2

November 8th, 2016 is rapidly approaching, and it is pretty clear that Hillary Clinton will be facing Donald Trump in the presidential election. What does this mean for healthcare? First, let us talk about the landscape. The setup of healthcare exchanges under the Affordable Care Act, the underpinning of healthcare as we now know it, is… [Read More]